Define your number. Track your progress. Own your time.
Our passive income simulator turns your financial data into a roadmap for freedom.
Because "enough" isn't a feeling—it's a calculation.
*Your Tool to Build Passive Income Strategy.
Wealth isn't about luxury; it's about security and options. Here is how you use INCOME.OS to build your exit strategy.
Before you grow, you must survive. This is your "Sleep at Night" fund. It covers 3-6 months of life so you never make financial decisions out of fear.
High-Interest Savings & Liquidity. No risk allowed here.
This is where the magic happens. Use the Time Machine below to visualize how decades of consistent growth turn small amounts into millions.
Use the Playground to test different mixes (Stocks vs Real Estate) to see which 'engine' suits your risk.
Passive Income is simply "money making money while you sleep." Once your portfolio yields your target income, work becomes optional.
Generate your Passive Income Plan at the bottom of this page to find your specific "Exit Number."
This visualizer illustrates the tension between the erosion of inflation and the power of compounding and consitency over time. While no one can perfectly predict the market, history suggests it rewards the patient — making it vastly more efficient than keeping cash idle. Each time you refresh based on Your age and recommended Asset mix for that age, our AI Achtitects generate a unique market scenario, projecting your assets forward to see if you are truly gaining purchasing power or losing it to time.
"You have 25 years to let your money grow. We recommend a Growth Focused strategy."
"What happens if I go 50% Crypto?" Test it here. Moving one slider automatically balances the others proportionally to keep your total at 100%.
This is the final step. Our AI Architect takes your unique location, tax laws, and income to build a math-based roadmap to your freedom day.